Do you know where your assets are going when you die? Do you have a plan in place for making medical and financial decisions if you become incapacitated? If either answer is no, you need an estate plan! On this episode, I sit down with estate planning expert Natalie Perry to discuss the ins and outs of planning your estate and ensuring a smooth post-mortem transition for your family and loved ones.

Recent Social Security released updated income brackets for Medicare premiums. Watch this video for an in-depth discussion on the brackets and to determine how your income impacts your monthly premium!

As the stock market tries to find it’s footing after a bad two months of performance in August and July now may be a good time to look at adding small cap stocks or small cap funds to your portfolio. Watch to learn more!

Retirement plan fees can be differ in each plan. It is important to look at the various levels of fees so you can make an informed decision about what to invest in, within your retirement plan. Watch this video for an explanation of all fees and even a possible option to have your assets held outside your retirement plan.

As we end the month of the September in which the major stock market averages were down with the S&P 500 average down roughly 5% and the Nasdaq down roughly 6.5%, is September is historically a bad month for stocks? Watch the learn more!

The TD Ameritrade merger with Schwab has been completed. While the transition has been smooth for the most part, there have been some issues that occurred that we were not aware of. Watch this video to learn more about the changes.

Enrolling in Medicare can be overwhelming for many. There are several moving parts and mistakes can be costly. Fortunately, I have compiled a list of five mistakes that you should avoid when enrolling. Watch this video and learn the mistakes that you need to avoid before it's too late!

Currently, we are seeing higher than average temperatures in Connecticut. This may cause you to forget about heating your house which you will have to do in a few months. Therefore, I wanted to take the time to discuss heating oil and when I think it would be a good time to buy.

When people plan for retirement, they typically focus on the financial aspects of it. However, there are many other things to consider. It is important to have a sense of purpose to ensure you live a fulfilling life once retired. Watch this video to learn seven core values that may help you create your own sense of purpose.

The path towards healthcare coverage in retirement starts with enrolling in Medicare Part A and B. However, it’s only the first step! Signing up for supplemental coverage will save you from out-of-pocket costs beyond the cost of Medicare Part B. On this episode, I’m going to cover Medigap and Medicare Advantage plans, their pros and cons, and how to decide which plan is best for you.

A great year-end tax strategy for Connecticut residents is a contribution to the Connecticut Higher Education Trust, also known as the CHET Plan. If you’re preparing to send someone to school, this is an excellent way to save while receiving deductions and creating tax-deferred growth. On this episode, learn five ways to get the most out of contributing to CHET accounts or other qualifying 529 plans.

I want to ensure you're setting yourself up for success in 2023. A great way to do that while helping you save for retirement is opening a Health Savings Account (HSA). On this episode, I'm going to break down the three reasons why opening an HSA is a smart retirement planning move and how to choose the right HSA provider.

With the rise in inflation, we saw a rapid surge in housing prices. Housing prices in October 2022 were over 38% higher than where they were at during the start of the pandemic. Since then, prices have started to revert but remain significantly elevated. In addition, mortgage rates are at the highest level in over 20 years, further increasing the price to purchase a home. So, you may wonder, is now a good time to buy a second house? If not, when?

Throughout this video, I will review the three best ways to save for retirement.  This includes which accounts to use, how to contribute, and the pros and cons of using each account.  A lot of you will be surprised to see my third recommendation as it's not usually considered a retirement savings vehicle.  That said, this is one of my favorite topics to cover because it applies to anyone retiring in the future, which includes all of you!

In this episode, I will review Asset Allocation and why it is important. Your allocation is one of the largest determinants of your portfolio's total risk/return. Another thing that I will cover are four ways that you can calculate your current asset allocation. Therefore, if you are unsure of your current allocation, then I'd recommend you watch this video.

Do you plan to leave your job in the near future? If you have a 401(k) with this employer, then you are going to have some decisions to make. Therefore, if this applies to you, then I'd suggest you watch this video as I will explain all of your options including the tax and fee implications.

Many bond funds had their worst performance in 2022. Throughout this period, money market funds have paid the highest rates of interest seen in over 20 years. With that in mind, should you sell your bond funds and reallocate into money market funds? Watch this episode to find out!

The TD Ameritrade and Charles Schwab merger is occuring over the Labor Day weekend. Which means the number of people that hold money with Schwab is about to increase significantly. Throughout this video, I will explain a few different investment options that Schwab clients can take advantage of to increase the amount of interest they receive on their funds.

In 2019, Charles Schwab acquired TD Ameritrade. Over the Labor Day weekend (September 2-3), all accounts will finally be transfered over to Charles Schwab. If you hold funds with either of these custodians, then I'd recommend you watch along to learn what you need to do before the transition.

In this video, I will teach you how to withhold Federal Income Tax from your Social Security benefit. This includes which form to fill out, where to find it, and how to do it.